Archives

• ORGANISATIONAL STRUCTURE AND PERFORMANCE OF DEPOSIT MONEY BANKS IN KWARA STATE, NIGERIA

  Vol. 9 No. No. 1 (2025)

  ORGANISATIONAL STRUCTURE AND PERFORMANCE OF
  DEPOSIT MONEY BANKS IN KWARA STATE, NIGERIA.

• EVALUATING THE INFLUENCE OF TAX INCENTIVES ON MICRO- CREDIT INSTITUTIONS AND THEIR IMPACT ON SME FINANCING IN ILORIN, KWARA STATE

  Vol. 9 No. No. 2 (2025)

  Small and medium enterprises (SMEs) are the backbone of the world economy,
  accounting for most businesses across nearly every region. They are recognised
  globally as essential contributors to economic growth, employment generation, and
  poverty reduction is crucial (Obokoh, 2018). Consequently, ensuring their continuity through adequate financing is essential. However, according to a report by
  International Finance Corporation (2022), this sector faces significantly more
  constraints than larger firms in accessing finance globally, particularly in emerging
  markets. IFC estimates that about 43 percent of formal SMEs in developing countries
  have an unmet financing need of nearly $4.1 trillion. Without access
  to finance, SMEs cannot grow and create jobs.